IF YOU'VE LEFT

You are a deferred member if you either:

• stopped working for the Company (e.g., you resigned or were made redundant)
  or
• you opted out of the Plan (i.e., stopped paying contributions) but you still work for the Company
  and
• you decide to leave your benefits in the Plan

You no longer pay contributions into the Plan. Your deferred pension was calculated on your date of leaving, based on your salary at the time and the number of years you had been a member of the Plan. Your deferred pension receives annual increases, in line with the Plan Rules.