Terms and Conditions
In these Terms and Conditions "we, our, us" refers to Caterpillar Pensions
Acceptance of terms
By accessing the content on our website ("the Website") you agree to be bound by the terms and conditions set out herein and you accept our privacy policy. If you would like to review the Privacy Policy for your Section, please visit the library.
If you object to any of the terms and conditions set out in this agreement you should
not use any of the products or services on the website and leave immediately.
You agree that you shall not use the website for illegal purposes, and will respect
all applicable laws and regulations.
You agree not to use the website in a way that may impair the performance, corrupt
the content or otherwise reduce the overall functionality of the website. You also
agree not to compromise the security of the website or attempt to gain access to
secured areas or sensitive information.
You agree to be fully responsible for any claim, expense, liability, losses, costs
including legal fees incurred by us arising from any infringement of the terms and
conditions set out in this agreement.
Copyright
All intellectual property of the business such as trademarks, trade names, patents,
registered designs and any other automatic intellectual property rights derived
from the aesthetics or functionality of the website remain the property of the business.
By using our website you agree to respect the intellectual property rights of the
business and will refrain from copying, downloading, transmitting, reproducing,
printing, or exploiting for commercial purpose any material contained within the
Website.
Limitation of liability
The website may contain hyperlinks to websites operated by other parties. We do
not control such websites and we therefore take no responsibility for, and will
not incur any liability in respect of, content displayed within those web pages.
Our inclusion of hyperlinks to such websites does not imply any endorsement of views,
statements or information contained in such websites.
We will under no circumstance accept liability for indirect, special, or consequential
damages including any loss of business, revenue, profits, or data in relation to
your use of our website.
Privacy policy
As a company we do not collect personal information about visitors to our website unless you choose to provide that information to us. The company does not sell, exchange or release your personal information to any other party without your consent. Once we obtain your consent, we consider it valid until revoked by you. If you would like to view the Privacy Policy for your Section, please visit the library.
Information Collected and Stored Automatically
If you visit our website, we automatically gather and store the following information about your visit so that we can track the use of our website in order to make improvements. This information is stored and used in the aggregate only, and is not used to contact you personally:
- The IP address from which you access our Website
- The name of the domain from which you access the Internet (for example, aol.com, if you are connecting from an America Online account)
- The type of browser and operating system used to access our website
- The date and time you access our site
- The pages, files, documents and links that you visit
- The Internet address of the website from which you linked to this website
If You Send Us Personal Information
Our website will only collect personal information which you knowingly and voluntarily provide by, for example, sending emails, completing membership forms, responding to surveys.
If you provide us with personal information, we will normally respond to your inquiry or request. We will never share your name or information outside of the company unless you affirmatively authorise us to do so by opting-in where requested.
When we send you such information by email, you will always have an immediate opportunity to decline further communication. Please use the contact specified in the email so that we can remove you from the list that contains your name.
There may be services within our Website where you can opt-in to receive information from non-business entities. If you opt-in, you may receive correspondence from these companies on programs, products or services that might interest you. If you decide to opt-out of receiving any further correspondence from a non-business entity, please correspond directly with that business or company to be removed from their mailing list.
Security
We take every reasonable precaution necessary to ensure that all information given on the website is secure. Once we have received the data we continue this process.
Unfortunately the Internet is not totally secure and therefore we cannot be held liable for any breach of privacy that might have incurred whilst transmitting that information to us.
Linking
Within our website there maybe links to non-business websites. When you link to third party websites, you leave our website and no longer will be subject to our privacy policy. It is not responsible for the privacy practices nor the content of other websites, and such link is not intended to be an endorsement of the non-business website or its content.
Use of and Acceptance of these Terms
By providing us with information on yourself and using our site(s) you are agreeing to this Privacy Policy.
We reserve the right to change this Privacy Policy at anytime and therefore should you deem it necessary you should regularly check for new updates as continued use of the site indicates acceptance of the amended Privacy Policy.
Cookie Policy
What is a cookie?
Cookies are small text files that are sent to and stored on your computer, smart phone or other device for accessing the internet, whenever you visit our website. Each cookie is unique to your web browser. It will contain some anonymous information such as a unique identifier and the site name and some digits and numbers. Cookies are specific to the server that created them and cannot be accessed by other servers, which means that they cannot be used to track your movements elsewhere around the web. Please note that passwords and credit card numbers are not stored in cookies.
Most websites visited will use cookies in order to improve your user experience by enabling that website to 'remember' you, either for the duration of your visit (using a 'session cookie') or for repeat visits (using a 'persistent cookie').
Most websites use cookies for a variety of reasons, such as to determine preferences, let users navigate between pages efficiently, verify the user and carry out other essential security, these are all termed as 'non-evasive'.
Cookies make the interaction between you and the website faster and easier. If a website doesn't use cookies, it will think you are a new visitor every time you move to a new page on the site – for example, when you enter your login details and move to another page it won't recognise you and it won't be able to keep you logged in.
Cookies may be set by the website you are visiting ('first party cookies') or they may be set by other websites who run content on the page you are viewing ('third party cookies').
We don't sell the information collected by cookies, nor do we disclose the information to third parties, except where required by law (for example to government bodies and law enforcement agencies).
N.B. Persistent cookies remain after your browser is closed.
You can find more information about cookies at http://www.allaboutcookies.org/
Different forms of cookies
Necessary Cookies
Necessary Cookies let you move around the website and use essential features like secure areas. These cookies don't gather any information about you that could be used for marketing or remembering where you've been on the internet. You cannot opt out of necessary cookies and therefore should not continue to use this site or else setup your browser to block cookies from this site (See 'Managing your cookies' below).
N.B. It is assumed that by using this site you have agreed to accept necessary cookies. If you use the browser to block Necessary Cookies it will prevent the site from functioning as intended.
Examples of such cookies are for:
Remembering information you've entered on forms when you navigate to different pages in a single web browser session which identify you as being logged in (if the site has a login area).
The use of cookies will not gather information that could be used to advertise products or services to you or for use to target adverts on any other site.
The table below explains the cookies we use and why:
Performance Cookie
'Performance' cookies collect information about how you use our website e.g. which pages you visit, and if you experience any errors. These cookies don't collect any information that could identify you – all the information collected is anonymous and is only used to help us improve our website, service to you, understand what interests our users and measure how effective our advertising is.
N.B. Performance cookies can be blocked.
We use 'Performance' cookies to:
Provide statistics on how our website is used.
See how effective our adverts are (we don't use this information to target adverts to you when you visit other websites).
Help us improve the website by measuring any errors that occur.
'Performance' cookies will NOT be used to:
Gather information that could be used to advertise products or services to you on other websites.
Target adverts to you on any other website.
Managing your cookies
The browsers of most computers, smart phones and other web-enabled devices are typically set up to accept cookies. If you wish to amend your cookie preferences for our website or any other websites, you can do this through your browser settings. Your browser's 'help' function will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. You can also disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on's settings or visiting the website of its manufacturer.
Cookies are often used to enable and improve certain functions on our website. If you choose to switch certain cookies off, it is possible that this will affect how our website works.
We have provided the following websites for further information on cookies: